| Go Pro | AZ1 Chatter | IMYO FYI | Tell your friends and family about INSTATEL & AZ1 |

In particular, the applications of DeFi in banking have shown remarkable effectiveness, especially in critical areas such as lending, borrowing, and asset management. Unlike traditional banking systems, which often impose high fees and lengthy processing times, DeFi platforms typically offer reduced costs and greater accessibility. This democratization of financial services makes it possible for a broader range of individuals, including those in underserved or unbanked communities, to access essential financial tools. The ability to engage in lending and borrowing without the constraints of traditional credit assessments opens up new opportunities for individuals and small businesses alike.